:root {
  --ink: #11263b;
  --ink-soft: #526273;
  --sea: #006d77;
  --sea-dark: #064c55;
  --sea-pale: #e7f4f3;
  --red: #c83f4d;
  --red-dark: #9e2836;
  --sand: #f6f0e4;
  --stone: #e4d6be;
  --white: #ffffff;
  --line: #d9e2e5;
  --shadow: 0 20px 55px rgba(17, 38, 59, .11);
  --radius: 18px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.72;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--sea-dark); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--red-dark); }
img { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; }

.skip-link { position: fixed; left: 1rem; top: -5rem; z-index: 99; background: #fff; padding: .7rem 1rem; border-radius: 8px; }
.skip-link:focus { top: 1rem; }
.container { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.container-narrow { width: min(820px, calc(100% - 40px)); margin-inline: auto; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(17,38,59,.08); }
.nav-shell { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.brand { display: inline-flex; align-items: center; gap: .72rem; color: var(--ink); text-decoration: none; font-weight: 830; letter-spacing: -.02em; }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; flex: 0 0 42px; }
.brand-mark svg { width: 42px; height: 42px; overflow: visible; }
.meridian-ring { stroke: #cbd7dc; stroke-width: 1.6; }
.meridian-grid { stroke: #e1e8eb; stroke-width: 1; }
.meridian-m { stroke: var(--ink); stroke-width: 7.5; stroke-linecap: round; stroke-linejoin: round; }
.meridian-dot { fill: #00a79d; }
.brand small { display: block; font-size: .68rem; line-height: 1; color: var(--ink-soft); font-weight: 650; letter-spacing: .1em; text-transform: uppercase; }
.brand-name { line-height: 1.15; }
.nav { display: flex; align-items: center; gap: 1.15rem; }
.nav a, .nav-parent { color: var(--ink); text-decoration: none; font-size: .92rem; font-weight: 690; }
.nav a:hover, .nav a[aria-current="page"], .nav-parent:hover, .nav-parent[aria-current="page"] { color: var(--red-dark); }
.nav-group { position: relative; }
.nav-parent { display: flex; align-items: center; gap: .28rem; padding: .7rem 0; border: 0; background: transparent; cursor: pointer; }
.nav-parent span { position: relative; top: -.08rem; font-size: 1rem; transition: transform .16s ease; }
.nav-group.open .nav-parent span, .nav-group:focus-within .nav-parent span { transform: rotate(180deg); }
.nav-menu { display: none; position: absolute; top: calc(100% - .1rem); left: -.8rem; z-index: 60; width: 245px; padding: .55rem; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 18px 45px rgba(17,38,59,.16); }
.nav-menu-wide { width: 275px; columns: 2; column-gap: .25rem; }
.nav-menu a { display: block; padding: .6rem .7rem; border-radius: 8px; font-size: .84rem; break-inside: avoid; }
.nav-menu a:hover, .nav-menu a:focus { color: var(--ink); background: var(--sea-pale); }
.nav-group:hover .nav-menu, .nav-group:focus-within .nav-menu, .nav-group.open .nav-menu { display: block; }
.nav-cta { color: #fff !important; background: var(--sea); padding: .66rem 1rem; border-radius: 999px; }
.nav-cta:hover { background: var(--sea-dark); }
.menu-toggle { display: none; border: 0; background: transparent; color: var(--ink); padding: .6rem; font-weight: 750; cursor: pointer; }

.hero { position: relative; min-height: 650px; color: #fff; display: grid; align-items: center; overflow: hidden; background: #0e314b; }
.hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(8,29,46,.94) 0%, rgba(8,29,46,.81) 40%, rgba(8,29,46,.2) 72%, rgba(8,29,46,.04) 100%), url('/assets/malta-hero.png') center / cover no-repeat; }
.hero::after { content: ""; position: absolute; width: 420px; height: 420px; left: -240px; bottom: -250px; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; box-shadow: 0 0 0 44px rgba(255,255,255,.04), 0 0 0 88px rgba(255,255,255,.025); }
.hero-inner { position: relative; z-index: 1; max-width: 715px; padding: 6.4rem 0 6rem; }
.eyebrow { display: inline-flex; align-items: center; gap: .55rem; margin-bottom: 1rem; color: var(--red-dark); font-size: .76rem; font-weight: 820; letter-spacing: .14em; text-transform: uppercase; }
.hero .eyebrow { color: #ffd5d8; }
.eyebrow::before { content: ""; width: 26px; height: 2px; background: currentColor; }
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; letter-spacing: -.025em; line-height: 1.12; }
h1 { margin: 0 0 1.35rem; font-size: clamp(3rem, 6.4vw, 5.7rem); font-weight: 720; }
.hero h1 em { display: block; color: #ffb5bc; font-style: normal; }
.hero-copy { max-width: 640px; margin: 0 0 2rem; font-size: clamp(1.08rem, 2vw, 1.28rem); color: rgba(255,255,255,.88); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: .72rem 1.18rem; border: 0; border-radius: 999px; font-weight: 780; text-decoration: none; cursor: pointer; transition: transform .18s ease, background .18s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: #fff; background: var(--red); }
.button-primary:hover { color: #fff; background: var(--red-dark); }
.button-light { color: var(--ink); background: #fff; }
.button-light:hover { color: var(--ink); background: var(--sand); }
.button-sea { color: #fff; background: var(--sea); }
.button-sea:hover { color: #fff; background: var(--sea-dark); }
.hero-trust { display: flex; flex-wrap: wrap; gap: 1.1rem 1.6rem; margin-top: 2.2rem; color: rgba(255,255,255,.8); font-size: .88rem; }
.hero-trust span::before { content: "✓"; color: #9ce0d9; margin-right: .42rem; font-weight: 900; }

.quick-nav { position: relative; z-index: 3; margin-top: -42px; }
.quick-grid { display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
.quick-card { padding: 1.45rem 1.3rem; color: var(--ink); text-decoration: none; border-right: 1px solid var(--line); }
.quick-card:last-child { border-right: 0; }
.quick-card span { display: block; color: var(--red); font-weight: 820; font-size: .73rem; letter-spacing: .1em; text-transform: uppercase; }
.quick-card strong { display: block; margin-top: .22rem; font-size: 1.02rem; }
.quick-card:hover { background: var(--sea-pale); color: var(--ink); }

.section { padding: 5rem 0; }
.section-soft { background: var(--sand); }
.section-sea { background: var(--sea-dark); color: #fff; }
.section-head { display: grid; grid-template-columns: .75fr 1.25fr; gap: 3rem; align-items: end; margin-bottom: 2rem; }
.section-head h2, .article h2 { margin: 0; font-size: clamp(2.1rem, 4vw, 3.25rem); }
.section-head p { margin: 0; color: var(--ink-soft); font-size: 1.04rem; }
.section-sea .section-head p { color: rgba(255,255,255,.78); }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.15rem; }
.topic-card { min-height: 255px; padding: 1.6rem; color: var(--ink); text-decoration: none; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 8px 30px rgba(17,38,59,.05); transition: transform .18s ease, box-shadow .18s ease; }
.topic-card:hover { color: var(--ink); transform: translateY(-5px); box-shadow: 0 18px 45px rgba(17,38,59,.12); }
.topic-number { color: var(--red); font-size: .75rem; font-weight: 850; letter-spacing: .12em; }
.topic-card h3 { margin: 1rem 0 .65rem; font-size: 1.55rem; }
.topic-card p { margin: 0; color: var(--ink-soft); font-size: .95rem; }
.topic-link { display: inline-block; margin-top: 1.1rem; color: var(--sea-dark); font-size: .88rem; font-weight: 820; }

.fact-band { display: grid; grid-template-columns: 1.15fr repeat(3, .62fr); border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius); overflow: hidden; }
.fact-intro, .fact { padding: 1.7rem; }
.fact { border-left: 1px solid rgba(255,255,255,.18); }
.fact strong { display: block; font-family: Georgia, serif; font-size: 2rem; color: #fff; }
.fact span, .fact-intro p { color: rgba(255,255,255,.72); font-size: .9rem; }
.fact-intro h2 { margin: 0; font-size: 2.1rem; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 3.2rem; align-items: start; }
.steps { counter-reset: step; display: grid; gap: .8rem; }
.step { position: relative; padding: 1.2rem 1.2rem 1.2rem 4.3rem; background: #fff; border: 1px solid var(--line); border-radius: 13px; }
.step::before { counter-increment: step; content: counter(step); position: absolute; left: 1.1rem; top: 1.15rem; width: 2.3rem; height: 2.3rem; display: grid; place-items: center; color: #fff; background: var(--sea); border-radius: 50%; font-weight: 850; }
.step strong { display: block; margin-bottom: .18rem; }
.step p { margin: 0; color: var(--ink-soft); font-size: .92rem; }

.lead-panel { padding: 2.2rem; color: #fff; background: linear-gradient(145deg, var(--ink), #173e5d); border-radius: var(--radius); box-shadow: var(--shadow); }
.lead-panel h2 { margin: 0 0 .65rem; font-size: 2.25rem; }
.lead-panel p { color: rgba(255,255,255,.76); }
.mini-form { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; }
.field { display: grid; gap: .34rem; }
.field-full { grid-column: 1 / -1; }
.field label { font-size: .82rem; font-weight: 760; }
.field input, .field select, .field textarea { width: 100%; color: var(--ink); background: #fff; border: 1px solid transparent; border-radius: 10px; padding: .76rem .85rem; }
.field textarea { min-height: 125px; resize: vertical; }
.consent { grid-column: 1 / -1; display: flex; align-items: flex-start; gap: .5rem; color: rgba(255,255,255,.72); font-size: .76rem; }
.consent input { margin-top: .35rem; }
.mini-form .button { grid-column: 1 / -1; width: 100%; }

.breadcrumb { padding: 1.15rem 0; font-size: .82rem; color: var(--ink-soft); }
.breadcrumb a { color: inherit; }
.article-hero { padding: 4.6rem 0 3.5rem; background: linear-gradient(130deg, var(--sand), #fff 70%); border-bottom: 1px solid var(--line); }
.article-hero h1 { max-width: 900px; color: var(--ink); font-size: clamp(2.65rem, 6vw, 4.8rem); }
.article-intro { max-width: 760px; margin: 0; color: var(--ink-soft); font-size: 1.2rem; }
.review-bar { display: flex; flex-wrap: wrap; gap: .75rem 1.25rem; margin-top: 1.4rem; font-size: .8rem; color: var(--ink-soft); }
.review-bar strong { color: var(--sea-dark); }
.article-layout { min-width: 0; display: grid; grid-template-columns: minmax(0, 780px) 280px; gap: 4rem; align-items: start; padding: 4rem 0 5rem; }
.article { min-width: 0; }
.article h2 { margin-top: 3.4rem; margin-bottom: 1rem; }
.article h2:first-child { margin-top: 0; }
.article h3 { margin-top: 2.2rem; margin-bottom: .6rem; font-size: 1.55rem; }
.article p { margin: 0 0 1.15rem; }
.article ul, .article ol { margin: 0 0 1.4rem; padding-left: 1.4rem; }
.article li { margin-bottom: .45rem; }
.callout { margin: 1.8rem 0; padding: 1.25rem 1.4rem; background: var(--sea-pale); border-left: 4px solid var(--sea); border-radius: 0 12px 12px 0; }
.callout.warning { background: #fff1f1; border-color: var(--red); }
.callout strong { display: block; margin-bottom: .28rem; }
.comparison { width: 100%; margin: 1.4rem 0 2rem; border-collapse: collapse; font-size: .93rem; }
.comparison th { color: #fff; background: var(--ink); text-align: left; }
.comparison th, .comparison td { padding: .9rem; border: 1px solid var(--line); vertical-align: top; }
.comparison tr:nth-child(even) td { background: #f7f9f9; }
.source-list { padding: 1.2rem 1.4rem; background: #f7f9f9; border: 1px solid var(--line); border-radius: 12px; font-size: .88rem; }
.source-list h3 { margin-top: 0; }
.article-side { position: sticky; top: 100px; }
.side-card { padding: 1.3rem; background: var(--sand); border-radius: 14px; }
.side-card + .side-card { margin-top: 1rem; }
.side-card h3 { margin: 0 0 .7rem; font-size: 1.25rem; }
.side-card ul { list-style: none; margin: 0; padding: 0; }
.side-card li + li { margin-top: .55rem; }
.side-card a { font-size: .88rem; font-weight: 700; }
.side-cta { color: #fff; background: var(--sea-dark); }
.side-cta p { color: rgba(255,255,255,.76); font-size: .87rem; }

.area-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.area-card { padding: 1.25rem; background: #fff; border: 1px solid var(--line); border-radius: 14px; }
.area-card h3 { margin: 0 0 .35rem; }
.meter-legend { margin-bottom: 1.25rem; color: var(--ink-soft); }
.area-meters { display: grid; gap: .48rem; margin: 1rem 0 .75rem; }
.meter-row { display: grid; grid-template-columns: 58px minmax(90px, 1fr) 28px; align-items: center; gap: .55rem; font-size: .78rem; font-weight: 760; color: var(--ink); }
.meter-row small { color: var(--ink-soft); font-size: .72rem; text-align: right; }
.meter-track { display: block; height: 8px; overflow: hidden; border-radius: 999px; background: #e6edf0; }
.meter-fill { display: block; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--sea), var(--red)); }
.price { display: inline-block; margin-top: .5rem; color: var(--red-dark); font-weight: 850; }
.referral-card { margin: 1.5rem 0; padding: 1.5rem; border: 1px solid rgba(11, 48, 71, .16); border-radius: 16px; background: linear-gradient(135deg, #f4fbfa, #fff6f3); }
.referral-card > strong { display: block; margin: .45rem 0 .3rem; color: var(--ink); font-size: clamp(2rem, 6vw, 3.4rem); letter-spacing: .08em; }
.referral-card p { margin: 0 0 1rem; }
.copy-status { display: inline-block; margin-left: .75rem; color: var(--ink); font-weight: 800; }
.small-note { color: var(--ink-soft); font-size: .88rem; }

.tax-calculator { min-width: 0; margin: 2rem 0 2.5rem; padding: clamp(1.25rem, 4vw, 2rem); color: var(--ink); background: linear-gradient(145deg, #f2f8f8, #fff); border: 1px solid #cbdfe0; border-radius: var(--radius); box-shadow: 0 16px 40px rgba(17,38,59,.08); }
.tax-calculator .calculator-head h2 { margin: 0 0 .6rem; font-size: clamp(1.9rem, 4vw, 2.8rem); }
.tax-calculator .calculator-head p { color: var(--ink-soft); }
.calculator-controls { display: grid; gap: 1.15rem; margin: 1.6rem 0; }
.remittance-fields { display: grid; grid-template-columns: repeat(2, 1fr); gap: .85rem; margin: 1.6rem 0; }
.remit-field { min-width: 0; display: grid; gap: .4rem; padding: 1rem; background: #fff; border: 1px solid var(--line); border-radius: 12px; }
.remit-field label { font-size: .82rem; font-weight: 800; }
.remit-field select, .remit-field > input { width: 100%; color: var(--ink); background: #fff; border: 1px solid #b9c9ce; border-radius: 9px; padding: .58rem .7rem; }
.money-input { display: flex; align-items: stretch; }
.money-input span { display: grid; place-items: center; padding: 0 .7rem; background: var(--sand); border: 1px solid #b9c9ce; border-right: 0; border-radius: 9px 0 0 9px; font-weight: 800; }
.money-input input { width: 100%; min-width: 0; color: var(--ink); background: #fff; border: 1px solid #b9c9ce; border-radius: 0 9px 9px 0; padding: .58rem .7rem; }
.unit-input { display: flex; align-items: stretch; }
.unit-input input { width: 100%; min-width: 0; color: var(--ink); background: #fff; border: 1px solid #b9c9ce; border-radius: 9px 0 0 9px; padding: .58rem .7rem; }
.unit-input span { display: grid; place-items: center; white-space: nowrap; padding: 0 .7rem; background: var(--sand); border: 1px solid #b9c9ce; border-left: 0; border-radius: 0 9px 9px 0; font-size: .78rem; font-weight: 800; }
.calc-check { min-width: 0; display: flex; align-items: flex-start; gap: .6rem; padding: 1rem; overflow-wrap: anywhere; background: #fff; border: 1px solid var(--line); border-radius: 12px; font-size: .84rem; font-weight: 750; }
.calc-check input { margin-top: .3rem; accent-color: var(--red); }
.calculator-control { padding: 1rem; background: #fff; border: 1px solid var(--line); border-radius: 12px; }
.calculator-label { display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin-bottom: .6rem; }
.calculator-label label, .destination-control label { font-size: .86rem; font-weight: 800; }
.calculator-label > input, .percent-input { width: 160px; flex: 0 0 auto; }
.calculator-label > input, .percent-input input, .destination-control select { color: var(--ink); background: #fff; border: 1px solid #b9c9ce; border-radius: 9px; padding: .48rem .62rem; }
.percent-input { display: flex; align-items: center; }
.percent-input input { width: 100%; min-width: 0; border-radius: 9px 0 0 9px; }
.percent-input span { align-self: stretch; display: grid; place-items: center; padding: 0 .65rem; background: var(--sand); border: 1px solid #b9c9ce; border-left: 0; border-radius: 0 9px 9px 0; font-weight: 800; }
.calculator-control input[type="range"] { width: 100%; accent-color: var(--red); cursor: pointer; }
.destination-control { display: grid; gap: .5rem; }
.destination-control select { width: 100%; }
.calculator-results { display: grid; grid-template-columns: repeat(3, 1fr); overflow: hidden; margin-top: 1.3rem; background: var(--ink); border-radius: 13px; }
.calculator-results > div { min-width: 0; padding: 1.15rem; border-right: 1px solid rgba(255,255,255,.14); }
.calculator-results > div:last-child { border-right: 0; }
.calculator-results span { display: block; min-height: 2.7em; color: rgba(255,255,255,.68); font-size: .78rem; line-height: 1.35; }
.calculator-results strong { display: block; margin-top: .45rem; color: #fff; font-family: Georgia, serif; font-size: clamp(1.2rem, 3vw, 1.75rem); }
.calculator-results .result-primary { background: var(--sea-dark); }
.remittance-results { grid-template-columns: repeat(4, 1fr); }
.comparison-results { grid-template-columns: repeat(4, 1fr); }
.calculator-results small { display: block; margin-top: .35rem; color: rgba(255,255,255,.64); font-size: .72rem; line-height: 1.35; }
.cashflow-line { display: grid; grid-template-columns: repeat(4, 1fr); margin: 1.3rem 0 0; overflow: hidden; border: 1px solid var(--line); border-radius: 13px; background: #fff; }
.cashflow-line > div { position: relative; padding: 1.1rem; border-right: 1px solid var(--line); }
.cashflow-line > div:last-child { color: #fff; background: var(--sea-dark); border-right: 0; }
.cashflow-line span { display: block; min-height: 2.5em; color: var(--ink-soft); font-size: .76rem; font-weight: 750; line-height: 1.35; }
.cashflow-line > div:last-child span { color: rgba(255,255,255,.7); }
.cashflow-line strong { display: block; margin-top: .4rem; font-family: Georgia, serif; font-size: 1.35rem; }
.budget-breakdown { display: grid; grid-template-columns: repeat(3, 1fr); margin: 1.2rem 0; border: 1px solid var(--line); border-radius: 12px; overflow: hidden; }
.budget-breakdown > div { display: flex; align-items: center; justify-content: space-between; gap: .7rem; padding: .8rem 1rem; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.budget-breakdown > div:nth-child(3n) { border-right: 0; }
.budget-breakdown > div:nth-last-child(-n+3) { border-bottom: 0; }
.budget-breakdown span { color: var(--ink-soft); font-size: .76rem; }
.budget-breakdown strong { font-size: .9rem; }
.deferral-result { display: grid; gap: .2rem; margin-top: 1rem; padding: 1rem 1.15rem; border-radius: 11px; }
.deferral-result.is-eu { color: #16483f; background: #dff4ed; border: 1px solid #acd9ca; }
.deferral-result.is-outside { color: #74242e; background: #fff0f1; border: 1px solid #efc0c5; }
.deferral-result strong { font-size: .95rem; }
.deferral-result span { font-size: .84rem; }
.calculator-note { margin: 1rem 0 0 !important; color: var(--ink-soft); font-size: .78rem; line-height: 1.55; }
.calculator-cta { margin-top: 1rem; }
.capital-result { margin: 1rem 0 0 !important; padding: .8rem 1rem; color: var(--ink-soft); background: #fff; border: 1px solid var(--line); border-radius: 10px; font-size: .84rem; }

.faq details { border-top: 1px solid var(--line); }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; padding: 1.15rem 2rem 1.15rem 0; font-weight: 780; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; float: right; color: var(--red); font-size: 1.4rem; }
.faq details[open] summary::after { content: "−"; }
.faq details p { color: var(--ink-soft); }

.footer { padding: 4rem 0 1.4rem; color: #fff; background: #0b1e2e; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 2.5rem; }
.footer .brand { color: #fff; }
.footer .meridian-ring { stroke: #3f5c6e; }
.footer .meridian-grid { stroke: #2f4d60; }
.footer .meridian-m { stroke: #f8f5ee; }
.footer .meridian-dot { fill: #00b5aa; }
.footer h3 { margin: 0 0 .8rem; font-size: 1.1rem; }
.footer p, .footer a { color: rgba(255,255,255,.66); font-size: .88rem; }
.footer a { display: block; margin: .35rem 0; text-decoration: none; }
.footer a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; gap: 1rem; margin-top: 3rem; padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.55); font-size: .75rem; }

@media (max-width: 960px) {
  .nav { display: none; position: absolute; top: 76px; left: 0; right: 0; padding: 1rem 20px 1.3rem; background: #fff; border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; }
  .nav.open { display: flex; }
  .nav-group { width: 100%; }
  .nav-parent { width: 100%; justify-content: space-between; padding: .55rem 0; text-align: left; }
  .nav-menu, .nav-menu-wide { position: static; width: 100%; margin: .15rem 0 .5rem; padding: .35rem; border: 0; border-left: 3px solid var(--sea); border-radius: 0 9px 9px 0; box-shadow: none; columns: auto; background: #f6f9f9; }
  .nav-group:hover .nav-menu { display: none; }
  .nav-group.open .nav-menu, .nav-group:focus-within .nav-menu { display: block; }
  .nav-menu a { padding: .5rem .65rem; }
  .menu-toggle { display: block; }
  .quick-grid { grid-template-columns: repeat(2, 1fr); }
  .quick-card:nth-child(2) { border-right: 0; }
  .quick-card:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .article-layout { grid-template-columns: 1fr; gap: 2rem; }
  .article-side { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .side-card + .side-card { margin-top: 0; }
  .fact-band { grid-template-columns: 1fr 1fr; }
  .fact-intro { grid-column: 1 / -1; }
  .fact:nth-child(3) { border-left: 0; border-top: 1px solid rgba(255,255,255,.18); }
  .fact { border-top: 1px solid rgba(255,255,255,.18); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 680px) {
  html, body { overflow-x: hidden; }
  body { font-size: 16px; }
  .container, .container-narrow { width: min(100% - 28px, 1180px); }
  .hero { min-height: 610px; }
  .hero::before { background: linear-gradient(90deg, rgba(8,29,46,.94), rgba(8,29,46,.7)), url('/assets/malta-hero.png') 65% center / cover no-repeat; }
  .hero-inner { padding: 4.4rem 0 5rem; }
  .hero h1 { font-size: clamp(2.7rem, 13vw, 4rem); }
  .quick-nav { margin-top: -24px; }
  .quick-grid, .card-grid, .section-head, .split, .area-grid, .footer-grid, .mini-form { grid-template-columns: 1fr; }
  .quick-card { border-right: 0; border-bottom: 1px solid var(--line); }
  .quick-card:last-child { border-bottom: 0; }
  .section { padding: 3.5rem 0; }
  .section-head { gap: 1rem; }
  .fact-band { grid-template-columns: 1fr; }
  .fact-intro { grid-column: auto; }
  .fact { border-left: 0; border-top: 1px solid rgba(255,255,255,.18); }
  .article-hero { padding: 3rem 0 2.5rem; }
  .article-layout { padding: 2.6rem 0 4rem; }
  .article-side { grid-template-columns: 1fr; }
  .field-full, .consent, .mini-form .button { grid-column: auto; }
  .comparison { display: block; overflow-x: auto; white-space: normal; }
  .calculator-label { align-items: flex-start; flex-direction: column; }
  .calculator-label > input, .percent-input { width: 100%; }
  .remittance-fields { grid-template-columns: 1fr; }
  .calculator-results { grid-template-columns: 1fr; }
  .calculator-results > div { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.14); }
  .calculator-results > div:last-child { border-bottom: 0; }
  .calculator-results span { min-height: 0; }
  .cashflow-line, .budget-breakdown { grid-template-columns: 1fr; }
  .cashflow-line > div, .budget-breakdown > div, .budget-breakdown > div:nth-child(3n), .budget-breakdown > div:nth-last-child(-n+3) { border-right: 0; border-bottom: 1px solid var(--line); }
  .cashflow-line > div:last-child, .budget-breakdown > div:last-child { border-bottom: 0; }
  .footer-bottom { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}